Single Family Dwelling

Single Family Hard Money Loans

We currently are not making single family hard money loans. A residential mortgage loan is any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other equivalent consensual security interest on a dwelling.

These types of loans would include purchase money loans, re-finance loans, home improvement loans, construction loans and loans for the purpose of purchasing consumer goods or services.

However, we are making loans secured by residential properties if the loan is primarily for business purposes and the loan is being made to other than a Natural Person i.e. a corporation, a partnership, an LLC, an estate etc.

Please call for further information on hard money loans to be secured by a dwelling as defined in Section 103(v) of the Federal Truth in Lending Act.